Attention homeowners in Kalispell and Flathead County: Need an appraisal?

See the top seven reasons why MT homeowners order from Marcie Buchholtz Inc.:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a MT property tax assessment
  3. To cut your mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Flathead county or MT

Do you own a home in or near Kalispell? Do you need help deciding the value of your real estate?
Contact Marcie Buchholtz Inc..

We at Marcie Buchholtz Inc. understand the individual needs of a customer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a regular person not in the real estate field that probably doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.

Appraisals to remove PMI

An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping people just like you do away with unneeded and unwanted PMI insurance.

Challenge a property tax assessment

If you live in a region that is declining or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Marcie Buchholtz Inc. is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is close to a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. An appraisal from Marcie Buchholtz Inc. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for efficiency? An appraiser from Marcie Buchholtz Inc. can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Marcie Buchholtz Inc. can help you with that. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.